Insurance for the old boat

[Jeff79Sceptre]

Is there a way to insure our classics? After the transom rework, paint, upgraded everything I'm into this quite a bit. Any ideas on cost? Who? Motors are 30 and have at least 10,000 in sandpaper and beer.

[cdavisdb]

Boat US has fairly decent insurance. I use them for my 1972. You might need a survey.

[Ed]

If BoatUS will not insure it, try Hagerty's. They specialize in antique cars but have been known to also insure classic boats.

[77SceptreOB]

I have Boat US. No survey required. Declared value policy.

[RUSTYNTABATHA]

numerous insurers ... look in the back of any boating mag..

[Old'sCool]

Charter Lakes here

[Jeff79Sceptre]

Thanks everyone!

[PigSticker]

Boat US as well, and you can increase the value by providing receipts for what you have done

[bigeasy1]

I just got a quote for liability only for my 74 Tsunami.Funny this topic came up as I'm just opening the quote as I type this.
So here it is. (This was from Boat US)


* $300,000 Property damage/bodily injury
* $854,400 fuel and other spill liability
* $5,000 medical payments limit per person each accident
* $25,000 supplemental family member(to above)limit per person each accident
* $300,000 uninsured boater

*** Annual premium for above only $240.00 per year*****

They told me the book value on my 74 is 1,300.00 and yes it could be insured for hull value and contents as well,but the cost was very high.As mentioned I also was told that if I had receipts for all the materials and extras those would allow it to be insured to the amount spent.

[cdavisdb]

that is a lot less than mine(about $700/yr), but I think most of the difference is because mine includes a reasonable amount for replacement value and limited Bahamas coverage. I sent them a bill of sale and some receipts and they took my word for it. If you have none of that, a survey would probably do the trick. Boat US seemed like reasonable people to deal with.