Insurance for the old boat

[bigeasy1]

Originally Posted by cdavisdb

that is a lot less than mine(about $700/yr), but I think most of the difference is because mine includes a reasonable amount for replacement value and limited Bahamas coverage. I sent them a bill of sale and some receipts and they took my word for it. If you have none of that, a survey would probably do the trick. Boat US seemed like reasonable people to deal with.

Yes my quote is liability only.There is nothing for hull replacement value and nothing for damaged equipment,stolen property,etc etc,so if that horrible scenario were to happen,I'd be screwed,and possibly suicidal.
At this point my thoughts were for liability.
I have most of the receipts for all the equipment and material that i bought for the restoration,so at some point I'll have to make that decision as to which plan I'll go with.
It would be more than three times the cost to have coverage on the hull and equipment.I try to justify not having full coverage because I only spend a total of 30-35 days a season on the boat,but I know that's not a realistic way to look at it.